Since 1981, CCDC has been the catalyst for growth and expansion, linking borrowers with top lending resources to give small businesses a competitive edge.
Established in 1981, CCDC is Ohio's premier certified development company, providing SBA 504 loans for real estate and equipment financing. With partnerships spanning over 30 years, CCDC has facilitated over $330 million in loans to more than 1,300 small businesses, creating over 11,000 jobs and injecting millions into Ohio's economy.
The organization handles all loan details, from application to financing, ensuring a swift and responsive process.
Certified by the Small Business Administration
Low down payments and competitive interest rates
Long-term financing options
Strong partnerships with lenders
Focus on job creation and economic development
Services
SBA 504 Loan Program
Provides long-term, fixed-rate financing for real estate and equipment purchases, supporting small business growth and economic development.
Low down paymentsCompetitive interest ratesLong-term financing options (10, 20, or 25 years)Economic development opportunitiesJob creation incentives
Loan Rate Information
Provides historical interest rate data for the SBA 504 Loan Program, helping borrowers understand current borrowing costs.
Loan Management for Existing Borrowers
Offers guidance on payment schedules, loan modifications, insurance compliance, and reporting requirements for current SBA 504 loan holders.
Automatic ACH payment setupLoan modification assistanceInsurance and compliance monitoringAnnual reporting support
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Frequently Asked Questions
What is the SBA 504 Loan Program? +
The SBA 504 Loan Program provides long-term, fixed-rate financing for real estate and equipment purchases, designed to support small business growth and economic development.
What are the current SBA 504 interest rates? +
Current SBA 504 interest rates vary by loan term (10, 20, or 25 years) and are based on monthly bond sales, including servicing fees. Recent rates range from 2.46% to 2.68%.
How are loan payments processed for existing borrowers? +
Loan payments are automatically deducted via ACH on the first business day of each month. Payments can be changed by contacting the Servicing Department by the 15th of the month.
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