FEBRA bridges the gap between federal employees and the guidance needed to secure financial futures. While not affiliated with the federal government, they complement existing systems like TSP, FERS, CSRS, and Social Security by providing tailored education and coordination of all benefits.
Specialized expertise in federal benefits (TSP, FERS, CSRS, Social Security, Medicare)
No-cost initial consultations
Tailored strategies for life events (marriage, divorce, retirement)
Services
Thrift Savings Plan (TSP) Guidance
Helps federal employees navigate TSP contributions, investment options, and withdrawal strategies.
Roth vs. Traditional TSP analysisFund option selection (Lifecycle and Individual Funds)Contribution optimization strategies
FERS and CSRS Retirement Planning
Provides comprehensive planning for Federal Employees Retirement System and Civil Service Retirement System benefits.
Computation and eligibility analysisPrior service credit assessmentMilitary retired pay integration
Federal Benefits Coordination
Coordinates TSP, Social Security, Medicare, and other federal benefits for seamless retirement planning.
"Very professional, walked me through the process in a simplified way."
Frequently Asked Questions
What role does the TSP play in retirement planning? +
The TSP provides federal employees with an additional savings option to secure their financial future through investments in funds.
Can I combine my TSP with other retirement accounts? +
Yes, you can roll over funds from eligible retirement accounts into your TSP.
Are there fees for transferring money into my TSP? +
No, the TSP does not charge fees for rollovers.
How long do I have to complete an indirect rollover? +
You must deposit funds into your TSP account within 60 days of withdrawal from an external retirement account to avoid taxes and penalties.
Can I transfer Roth accounts into my TSP? +
Currently, only Roth accounts from eligible employer-sponsored plans can be transferred into your TSP. Consult a federal benefits advisor for more details.
What happens if I miss the 60-day deadline for an indirect rollover? +
Missing the deadline may result in the withdrawal being treated as taxable income, and you could incur penalties.
Contact Federal Employee Benefit & Retirement Agency
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