Life, Inc. Retirement Services offers customized retirement plan solutions for small and medium businesses, focusing on independence, flexibility, and client-specific plan design.
Life, Inc. Retirement Services is an independent, full-service retirement plan firm headquartered in Columbus, Ohio, licensed in Florida and Maryland.
They design and manage 401(k)s and other retirement plans, offering tailored solutions for businesses from sole proprietors to medium-sized enterprises. Their services include plan administration, compliance, fiduciary investment services, and dedicated client support, ensuring flexibility and cost control as businesses evolve.
Independence
Customized plan design
Dedicated support
Flexibility for business growth
Services
Safe Harbor 401(k)
Select from pre-approved matching and vesting schedules to simplify compliance requirements.
Tailor your matching and vesting schedules to align with your budget and safeguard your cash flow.
Customizable matchingCash flow protection
Individual/Solo 401(k)
Maximize your contributions with both employee and employer contributions for business owners without employees.
Dual contributionsSolo business suitability
Cash Balance Plan
Optimize contributions with a plan that allows for higher contribution limits, ideal for high income business owners.
Higher contribution limitsHigh-income suitability
Simple IRA
Opt for a hassle-free plan that minimizes administration, ideal for small businesses looking for simplicity and ease.
Minimal administrationSmall business focus
SEP IRA
Select a plan with high contribution limits and minimal administration, ideal for self-employed and small businesses.
High contribution limitsLow admin burden
Credentials & Certifications
Registered Investment Advisory Firm
Since Ohio
Licensed in Florida and Maryland
Reviews
Rating
5
★★★★★
Reviews
3
"On-site services"
Frequently Asked Questions
Who is Life, Inc.? +
Life, Inc. is an independent, full-service retirement plan firm that creates and manages 401(k)s and other retirement plans for small and medium-sized businesses throughout the United States.
What services do you offer? +
Life, Inc. handles plan administration, compliance, and fiduciary investment services, providing dedicated representatives for end-to-end account management.
What kind of retirement plan should I choose? +
The choice depends on your business goals, such as recruiting/retaining talent or maximizing tax savings. Use the Retirement Plan Evaluator for guidance.
Do you offer payroll integration? +
Yes, integration is common and can be guided through the integration process for a streamlined experience.
How much can I contribute as a business owner? +
Business owners have several options to maximize contributions and tax savings, with expert advice available for proper utilization.
Do I need to offer a match to my employees? +
Whether a match is needed depends on your goals; it's often recommended for maximizing contributions and attracting talent.
What if I own multiple businesses? +
Regulations may require offering a plan to all businesses; consult with an expert to determine eligibility.
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