Nvest Wealth Strategies is an independent registered investment advisory firm that follows the strict fiduciary standard, working in the long-term best interest of each client. The firm offers personalized wealth management, investment management, and financial planning services, emphasizing a client-first approach, transparency, and collaboration.
Services include holistic wealth management, investment allocation guidance, stock option analysis, 529 college savings assistance, coordination with legal and tax providers, and impartial review of complex financial topics. The firm believes in clear investment objectives, proper diversification, client education, and asset-based service fees to align motivations with clients. Nvest invests its own assets using the same processes as client portfolios, ensuring objectivity and trust.
Fee-only advisory model
Fiduciary standard
Asset-based compensation
Eating our own cooking
Comprehensive holistic approach
Services
Financial Planning
Holistic wealth management focusing on living life financial planning, retirement analysis, cash flow management, debt management, and personalized financial goals.
Living Life financial planningRetirement analysisCash flow managementDebt managementPersonalized financial goals
Investment Management
Diversified asset investment approach with fiduciary principles, goal-based investing, and client education.
Fiduciary relationshipGoals-based investingAsset allocationDiversificationClient educationAsset-based service feesEating our own cooking
Risk Management
Strategies to manage and mitigate financial risks, including stock option analysis and insurance coordination.
Stock option exercise analysis529 College Savings assistanceCoordination with legal and tax providersIndependent review of trusts and estate plansPersonal property and liability protection analysis
Financial Consulting
Comprehensive consulting services covering retirement plan analysis, debt management, and major financial decision impact studies.
Employer-sponsored retirement plan reviewHealth Savings Account analysisStock option exercise counseling529 College Savings setupHome/auto financing comparisonTrust and estate plan reviewPersonal property and liability protection analysis
Credentials & Certifications
CFA
Since 2006
CFP (in progress)
Since 2023
Reviews
Rating
4.5
★★★★★
Reviews
6
"Very friendly to work with"
Frequently Asked Questions
What is the fiduciary standard and why is it important? +
A fiduciary relationship is a legal or ethical duty to act in the best interest of another party. Nvest Wealth Strategies follows this standard, ensuring all advice and actions prioritize client interests, reducing conflicts of interest.
How does Nvest Wealth Strategies handle commissions and hidden costs? +
Nvest is fee-only, deriving compensation solely from asset-based fees. No commissions or hidden costs are involved in product sales, aligning incentives with client best interests.
What is the 'Living Life' financial planning process? +
The 'Living Life' process starts with a personal income statement, uses conservative projections, empowers clients to over-prepare, and analyzes long-term goals to deliver financial peace of mind.
How does Nvest manage stock options for clients? +
Nvest provides analysis and strategies for stock option exercises, considering risk concentration, taxes, and personal liquidity to optimize outcomes.
What types of insurance does Nvest assist with? +
Nvest reviews and analyzes personal property and liability insurance, including auto, homeowners, and umbrella policies, focusing on cost-efficient risk management without selling products.
4.5
