Empowering Individuals and Families in all Communities
Financial services in Westerville, OH (show on map)
4.9
★★★★★
76 reviews
Community-centric mortgage company offering traditional and innovative real estate financing solutions with fast closings and 24-hour loan game plan guarantee.
Omniscient Real Estate Finance is a community-centric mortgage company dedicated to rising above traditional lending limits. They offer a comprehensive portfolio of mortgage programs, including conventional, FHA, VA, USDA, and Jumbo loans, as well as innovative solutions like bank-statement, DSCR, ITIN, renovation, and construction financing.
The company prides itself on fast closings (as little as 12 days), a 24-hour loan game plan guarantee, and round-the-clock availability. Their mission extends beyond financing to empower families, strengthen communities, and unlock generational wealth through real estate.
Outside-the-box financing programs
Fast approvals and closings
Community-centric approach
Real Officer™ Certification Program for professionals
Services
Conventional Loans
Standard mortgage loans conforming to guidelines set by Fannie Mae and Freddie Mac.
Competitive ratesFast closings (as little as 12 days)24-hour loan game plan guarantee7-day-a-week availability
FHA Loans
Federal Housing Administration-backed loans designed for lower down payment requirements.
Lower down payment optionsFlexible credit requirementsCompetitive rates
Bank Statement Loans
Financing for self-employed individuals or those with non-traditional income documentation.
No traditional W-2 requiredBased on bank statementsFlexible underwriting
DSCR Loans
Debt Service Coverage Ratio loans designed for investment property financing.
Focus on property incomeLower down payment optionsFlexible credit requirements
ITIN Loans
Mortgage financing for individuals with Individual Taxpayer Identification Numbers.
Access to homeownership for non-resident aliensNo SSN requiredCompetitive rates
Renovation Loans
Financing designed for home buyers looking to purchase and renovate a property in a single transaction.
Combines purchase price and renovation costsFlexible underwritingCompetitive rates
Reviews
Rating
4.9
★★★★★
Reviews
76
"Mr. Atiba Thompson’s support and professionalism truly changed my life."
Frequently Asked Questions
What is the typical time frame for loan approval and closing? +
Omniscient Real Estate Finance offers approvals within 24 hours and closings in as little as 16 days.
Do you offer financing for self-employed individuals? +
Yes, Omniscient provides bank statement loans for self-employed individuals or those with non-traditional income documentation.
What types of loans does Omniscient offer? +
Omniscient offers conventional, FHA, VA, USDA, Jumbo loans, as well as specialized programs like bank statement, DSCR, ITIN, renovation, and construction financing.
How does Omniscient support real estate professionals? +
Omniscient supports real estate professionals through the Real Officer™ Certification Program, which equips them with dual-capability expertise in real estate and mortgage financing.
What is the Real Officer™ Certification Program? +
The Real Officer™ Certification Program is a proprietary training and certification system that equips real estate professionals to operate as elite, dual-capability advisors in both real estate and mortgage financing.
4.9
