At OPTIST, we're passionate about helping our clients build generational wealth. As mortgage professionals specializing in strategic mortgage and financial solutions, we're dedicated to helping you create lasting financial stability.
By combining personalized mortgage strategies with valuable financial education, we guide you beyond traditional home loans. Our modern approach and innovative technology is designed to streamline the mortgage process, making purchasing or refinancing your home more efficient, saving you time; while laying the foundation for your long-term financial goals. We're committed to being your trusted partner in building generational wealth. Get started today! What are your goals? Everyone is unique, request your personalized rates and fees. APPLY NOW
OPTIST Advantage Approval™
10+ lender network for HELOC
Personalized mortgage strategies
Financial education
Services
Mortgage Solutions
Personalized mortgage strategies and financial education to help clients build generational wealth.
Access home equity with flexible terms and no impact to credit score.
Fast access to home equity10+ lender networkFree consultationOhio & Colorado based experts
Credentials & Certifications
Licensed Mortgage Broker
Since 2023
Reviews
Rating
5
★★★★★
Reviews
37
"She was professional and very knowledgeable about the entire process."
Frequently Asked Questions
Do I need 20% down to buy a home? +
No — OPTIST offers FHA loans with as little as 3.5% down, VA loans with zero down for veterans and active-duty military, and USDA loans with 100% financing in eligible areas. Conventional loans can start at 3–5% down, depending on qualifications.
What makes OPTIST Advantage Approval™ different from a pre-qual? +
Unlike a pre-qualification, OPTIST Advantage Approval™ goes through Desktop Underwriter (DU) and is reviewed by an underwriter upfront. This gives you nearly the strength of a cash offer — a big advantage in competitive markets.
How fast can OPTIST close a loan? +
Our streamlined process, combined with upfront underwriting, helps us close loans faster than many traditional lenders. Most purchase loans can close in as little as 21–30 days, depending on the loan program and documentation.
Can I qualify for a home loan if I’m self-employed or an investor? +
Yes. OPTIST specializes in solutions for self-employed borrowers and real estate investors, including DSCR loans that qualify properties based on cash flow instead of personal income.
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