Truly Prosper Financial Planning provides tax-smart retirement planning for new retirees, focusing on converting retirement assets into reliable income while reducing lifetime taxes. The firm specializes in retirement-focused, flat-fee financial planning and offers virtual services across the U.S.
Their True Wealth Planning Process aligns values and goals with money, emphasizing life-centered planning, retirement specialization, and flat-fee pricing. Brian Tegtmeyer, a CFP® professional, leads the firm, which was founded in 2020 to help individuals over 50 navigate retirement with clarity and confidence.
Life Centered Planning
Retirement Focused
Flat Fee Financial Planning
Tax Planning
Virtual Services
Services
True Wealth Planning
Financial Planning + Investment Management
Financial life plan creationTwice-yearly plan reviewsInvestment managementPortfolio distribution strategiesRoth conversion planningRetirement planningInvestment allocation and diversificationRetirement spending planInsurance planningTax planningHealth care cost planningSocial Security benefit timingPension option selectionMajor purchase planningLegacy planningRelocation decisionsEstate planning
Credentials & Certifications
CFP® (Certified Financial Planner)
Since 2009
Reviews
Rating
5
★★★★★
Reviews
2
"On-site services"
Frequently Asked Questions
When can I retire? +
The appropriate retirement age depends on your financial plan, including Social Security benefits, retirement savings, and personal goals.
When should I start Social Security benefits? +
The optimal start date depends on your retirement income plan and life expectancy; Truly Prosper can help analyze the best timing for your situation.
How do I reduce my taxes in retirement? +
Truly Prosper incorporates tax minimization strategies, such as Roth conversions and tax-efficient investment allocation, into your retirement plan.
Should I change my investments now that I’m closer to retirement? +
Rebalancing your portfolio as you near retirement is often recommended to align with your risk tolerance and income needs.
What’s the best way to take money out of my various accounts? +
The optimal withdrawal strategy depends on your specific financial situation; Truly Prosper can create a personalized plan.
How do I handle health insurance before I start Medicare? +
Planning for health insurance coverage before Medicare begins involves evaluating COBRA, ACA marketplace plans, or other options; Truly Prosper can assist with this planning.
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